Compare Business Checking Accounts

Find features that fit your business

Here's a quick glance at our business checking accounts to help you decide.

	Business Banking	Business Banking I	Business Banking II	Business Banking III
Features	Essential checking	Moderate activity	Moderate activity	Frequent activity
Discounted Treasury Management services	0	1	2	3
Monthly fee	$0 when enrolled in paperless statements¹	$0 if requirements¹² are met; otherwise, $25	$0 if requirements¹³ are met; otherwise, $50	$0 if requirements¹⁴ are met; otherwise, $75
Minimum opening deposit	$100	$100	$100	$100
Monthly fee includes	100 items⁵	250 items⁶⁷	500 items⁶⁸	750 items⁶⁹
Out-of-network ATM fee	$2.50	$2.50	$2.50	$2.50
Check Recovery Service	Yes	Yes	Yes	Yes

We're here to help you decide which account is best for you.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Account openings are subject to bank approval.

For complete list of account details and fees, see our Disclosure of Products and Fees—Business Accounts and Services.

1. Paperless statements are required to avoid a paper statement fee.

2. Avoid the $25 monthly maintenance fee when you meet the balance requirement of $25,000 average daily ledger balance in a single Business Banking I checking account.

3. Avoid the $50 monthly maintenance fee when you meet the balance requirement of $50,000 average daily ledger balance in a single Business Banking II checking account.

4. Avoid the $75 monthly maintenance fee when you meet the balance requirement of $75,000 average daily ledger balance in a single Business Banking III checking account.

5. First 100 items processed per statement period are free. Each item in excess of 100 per month is $0.50 per item. Items include all debits, credits and deposited items.

6. Each item or transaction (other than non-PIN debit card transactions) which results in a debit or credit to the account is considered a separate "item," including each check, paper draft, deposit, item deposited, wire transfer, electronic withdrawal or transfer and PIN-based transaction.

7. First 250 items processed per statement period are free. Each item in excess of 250 per month is $0.50 per item. Items include all debits, credits and deposited items.

8. First 500 items processed per statement period are free. Each item in excess of 500 per month is $0.50 per item. Items include all debits, credits and deposited items.

9. First 750 items processed per statement period are free. Each item in excess of 750 per month is $0.50 per item. Items include all debits, credits and deposited items.

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Bank deposit products are offered by Metropolitan Commercial Trust Bank. Member FDIC and an Equal Housing Lender.