Solutions

Yes. We have an Asset Management Account that combines a brokerage account with a checking account. It’s designed to give you greater control and flexibility over your finances through one consolidated view.

Settling an estate can be complex and time consuming. During this difficult time, we can assist your loved ones in a variety of ways as Executor or Trustee or by guiding your Executor or Trustee. Our experienced team can help your heirs better understand the process, execute administrative duties, help distribute property and more. We always work with your best interest in mind. Our goal is to help make sure that your wishes are carried out as you intended based on your will or trust.

Yes. Wealth Management Services are available to most bank clients and we’re happy to help you. Whether you’re just starting out in life or nearing retirement, we can work with you to meet your financial needs. Depending on those needs, we align you with the best person for you. Examples of clients we regularly work with include:

• A 28-year-old physician starting her career. Her immediate needs include a mortgage, advice on saving for retirement and a cash flow analysis.
• A 67-year-old business owner who is looking to transition his $20 million annual revenue business to another potential owner in the next 5 years.
• Two college professors in mid-career who are considering a 2-year sabbatical and whether they can afford it financially.
• A 22-year-old new college graduate who is considering how much to contribute to her 401(k) program at work.
• A recent widower who wants conservative investment options for his investments for the next 20 years.
• A 45 year old couple who need assistance with evaluating their financial options going forward.

Because we’re here to help you now and years down the road. You’re not just another number. We take the time to get to know you and your family and the financial goals you want to reach. We help educate you and your family and guide you through the complexities of managing wealth from one generation to the next. And we provide you with your full financial picture so you’re aware of all your options. It’s important to have an experienced wealth management team to make sure you’re always on track.

Starting from the perspective of how we can help you achieve your specific goals, we determine the best mix of investment services to grow and protect your wealth. Some of the investment services offered through our affiliate, Crescent Capiatal Bank Investor Services, include brokerage and investment products, asset allocation, retirement accounts and education and custodial services. Best of all, we do this with your personal situation in mind, including factors like your comfort level with investing and tax efficiency.

Our private banking services are a full range of banking services provided at a concierge level and with greater benefits. These include personalized lending, higher purchase limits, free checks and more.

Intergenerational or multi-generational transfer of wealth is the passing down of your assets from one generation to the next and so forth. In other words, it’s moving your wealth to your kids, grandkids, great grandkids and other heirs of your choosing. Good planning is critical to this process to ensure assets are passed as you intend and to educate heirs so your legacy endures.